BINDING COVERAGE

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Payments can be submitted in the form of a certified check, money order, agency check or personal check of the insured. We do not accept credit cards or cash. Checks should be made payable to the Kansas FAIR Plan.

For a dwelling premium quote, go to Provisional Dwelling Quote.

For information on calculating a commercial provisional premium, go to Commercial Rating or contact the FAIR Plan office for assistance.

EFFECTIVE DATE OF COVERAGE

When the application and required premium are received together in the FAIR Plan office:

Coverage on eligible properties will be effective at 12:01 a.m. on the date the fully completed application and required premium are received in the FAIR Plan office, or at a later date if requested on the application.

When the premium is received in the FAIR Plan office after the application has been submitted:

Coverage on eligible properties will be effective at 12:01 a.m. on the date the required premium is received in the FAIR Plan office, or at a later date if requested.

By special mailing:

Coverage on eligible properties will be effective at 12:01 a.m. on the date either of the two options above are mailed if sent by certified mail, registered mail, overnight mail or priority mail with delivery confirmation.

Under no circumstance will coverage be bound until the application is accepted and required premium is received in the FAIR Plan office.